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SUBJECT 1 · ACCIDENT HANDLING

If a traffic accident between motor vehicles causes property damage but no personal injury, the vehicles can still move, and both drivers agree on the cause, but one used fake or altered license plates, they cannot resolve the issue through private negotiation.

A
True
B
False
ANSWER · A
According to article 76 of the "Road Traffic Safety Law of the People's Republic of China", if a motor vehicle causes personal injury, death, or property damage in a traffic accident, the insurance company shall compensate within the compulsory third-party liability insurance limit. For amounts exceeding the limit, liability is borne as follows: (1) In an accident between motor vehicles, the party at fault is responsible; if both are at fault, they share responsibility according to their respective faults. (2) In an accident between a motor vehicle and a non-motor vehicle driver or pedestrian, the motor vehicle bears responsibility; however, if there is evidence that the non-motor vehicle driver or pedestrian violated road traffic safety laws and the motor vehicle driver took necessary measures, the motor vehicle's liability shall be reduced.
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