If a traffic accident between a motor vehicle and a pedestrian causes personal injury or property damage and the motor vehicle is not at fault, it bears no compensation liability.

ANSWER · B

If a motor vehicle causes personal injury or property damage in a traffic accident, the insurance company compensates within the compulsory third-party liability insurance limit. For amounts exceeding the limit: (1) Between motor vehicles, the at-fault party bears responsibility; if both are at fault, they share responsibility based on their faults. (2) Between a motor vehicle and a non-motor vehicle driver or pedestrian, the motor vehicle bears responsibility; however, if there is evidence the non-motor vehicle driver or pedestrian violated road traffic safety laws and the motor vehicle driver took necessary disposal measures, the motor vehicle's responsibility is reduced. If the loss is caused by the non-motor vehicle driver or pedestrian intentionally, the motor vehicle bears no responsibility.

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